|Creating tasty morsels|
I overspent on Christmas and Birthdays. I took the money out of my regular household budget and went without a few things. It was not a big deal. Come December 2015 the gifts will more than this year in number to tailor to the little ones changing needs. I have a plan to save for it partially through what I save by taking advantage of sales and cash back offers.
|Little Amounts Add Up|
At the moment this money is for a freezer for us. We are a small family but the cost of the freezer will pay for itself in time as it allows me to freeze more items for later use. The next goal well it requires more creative planning since I mistakenly listened to those that I should have known had no idea what they were talking about.
You live and learn though. I am learning more than I ever cared to know but this year I plan to use that knowledge instead of just having it.