Recent turmoil with my finances caused me to have to re-evaluate my financial goals and needs. The computer tore up putting me out of work for two weeks, the brakes went out on the car I was driving and the well is having issues. I realized too late that I was broker than I thought since I had recently closed my savings account. I need $50 to reopen it. That sounds like a small amount but there are children expecting Christmas. So what am I going to do? I have been boiling water to dissolve the rest of my homemade laundry detergent in the kitchen sink in order to watch my child’s school uniforms. She has just enough to get her through the four day week she goes until Nanna gives her Christmas which includes more uniforms for school. I am trying to cut down on my utility bill so that we come up under budget next October when the settle up bill is due. The current budget amount is $245 a month which is what the average utility bill ran during the last year. So far this household is...